Is Florida Insurance Finally Getting Better? Yes, the numbers suggest that it is. But there's an important distinction between saying the market is improving and saying the problem is solved. We're now seeing: More private insurers. More competition. More insurance capacity. Lower reinsurance costs. More rate filings for reductions or no increase. A dramatically smaller Citizens.

From Flower Farm to Coastal Village: The Story Behind SeaFlower. Something new is taking shape in west Bradenton, and if you’ve been watching the real estate market along Florida’s Gulf Coast, SeaFlower deserves your full attention. This isn’t just another subdivision, it’s a 1,175-acre mixed-use coastal village rooted in a nearly 90-year family history, thoughtfully designed to bring back the charm and community spirit of Old Florida coastal towns.

From Wild Blue at Waterside to the barrier islands — who's building the finest homes on Florida's Suncoast, and what sets each apart.

SeaFlower is one of the most exciting new communities on Bradenton's coastal mainland, and one of its biggest draws is the sheer variety of home styles available within a single, walkable neighborhood. Five builders were hand-selected to bring SeaFlower to life, each contributing a distinct product type, price point, and design sensibility.

The Sarasota area and surrounding barrier islands offer some of Florida’s most diverse coastal experiences — whether you’re seeking powdery white sand, family-friendly amenities, nature trails, or soft-surf shoreline perfect for sunsets.

If you’re considering buying in Florida, especially in coastal or condo markets, understanding the homeowners insurance changes — and how they impact affordability and resale — is just as important as the location or purchase price.

Cardel Homes traces its roots to 1973, when Calgary teachers Del and Caryl Ockey founded the company. What began as a family-owned homebuilding business has grown into a North American builder operating in Alberta, Ontario, Colorado, and Florida. The name Cardel comes from the first three letters of Del and Caryl's names. More than fifty years later, Cardel says it has shaped more than 150 communities and built more than 20,000 homes across North America.