Insurance & Property Trends

Is Florida Insurance Finally Getting Better? Yes, the numbers suggest that it is. But there's an important distinction between saying the market is improving and saying the problem is solved. We're now seeing: More private insurers. More competition. More insurance capacity. Lower reinsurance costs. More rate filings for reductions or no increase. A dramatically smaller Citizens.

From Wild Blue at Waterside to the barrier islands — who's building the finest homes on Florida's Suncoast, and what sets each apart.

If you’re considering buying in Florida, especially in coastal or condo markets, understanding the homeowners insurance changes — and how they impact affordability and resale — is just as important as the location or purchase price.

Beginning November 2, 2026, a new residential appraisal standard known as Uniform Appraisal Dataset (UAD) 3.6 becomes mandatory for appraisals delivered to Fannie Mae and Freddie Mac. It represents the most significant redesign of the residential appraisal reporting system in more than a decade, replacing the industry's longstanding form-based reports with a more flexible, data-driven reporting format.

The builder’s sales office is friendly, the model home is stunning, but the contract is written entirely in the builder’s favor. Here’s what I learned firsthand, and what I want every buyer to know before they sign. I believe in offering my clients a clear, thoughtful perspective from the start. Having personally purchased two new construction homes in Southwest Florida, I understand how differently the process can unfold compared to a traditional resale.

Southwest Florida isn’t a cookie-cutter real estate market — and that’s part of its appeal. But it also means that decisions here are more complex than in other regions of the country. For luxury buyers, these nuances matter a great deal — not just for comfort, but for long-term value, peace of mind, and a seamless ownership experience.

Long before “mid-century modern” became a design buzzword, a small group of architects working out of Sarasota, Florida, were quietly reinventing how people lived in the subtropics. Between the early 1940s and the mid-1960s, this loose collective produced a body of work so distinctive that it earned its own name: the Sarasota School of Architecture. Today, their houses, schools, and civic buildings remain scattered throughout the city, and a growing community of preservationi